Terms and Use

Capital Building Society

Welcome to Capital Building Society (“we,” “us,” “our”). These Terms and Use (“Terms”) govern your access to and use of our website, online platforms, and financial services (collectively, the “Services”). By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please discontinue use immediately.

1. Company Overview

Capital Building Society is a global financial organization specializing in loan financing, credit facilities, and related financial solutions for individuals and businesses. Our services are provided in accordance with international lending standards and regulatory requirements applicable in the regions where we operate.

2. Eligibility

To access or use our Services, you must:

• Be at least 18 years of age (or the legal age of majority in your jurisdiction).

• Provide accurate, complete, and verifiable information during registration or loan application.

• Have the legal capacity to enter into binding agreements.

We reserve the right to verify your identity and eligibility before approving any application or account.

3. Loan Application and Approval

All loan applications are subject to review, verification, and approval based on our internal credit assessment criteria. Submission of an application does not guarantee approval.

• Documentation: Applicants must provide all required documents as requested.

• Interest Rates and Terms: Rates, repayment periods, and terms vary depending on loan type, credit profile, and jurisdiction.

• Repayment: Borrowers are responsible for timely repayment of all approved loans in accordance with the loan agreement.

4. Use of Services

You agree to use our Services only for lawful purposes and in compliance with applicable laws and regulations. You must not:

• Misrepresent your identity or financial information.

• Use the platform for fraudulent, illegal, or unauthorized activities.

• Attempt to interfere with or disrupt our systems or networks.

Violation of these terms may result in suspension or termination of your account.

5. Privacy and Data Protection

We are committed to protecting your personal information. All data collected through our website and applications is handled in accordance with our Privacy Policy. By using our Services, you consent to the collection, use, and processing of your data as described therein.

6. Fees and Charges

Applicable fees, interest rates, and administrative charges will be clearly disclosed prior to loan disbursement. You agree to pay all costs associated with your loan, including processing fees, late payment penalties, and legal costs (if applicable).

7. Intellectual Property

All content, design, trademarks, and materials on our platform are the exclusive property of Capital Building Society. You may not copy, modify, distribute, or use any content without our prior written consent.

8. Limitation of Liability

While we strive to provide reliable and secure services, Capital Building Society is not liable for:

• Any losses arising from system downtime, delays, or technical errors.

• Decisions made based on information provided through our platform.

• Indirect, incidental, or consequential damages resulting from your use of our Services.

9. Indemnification

You agree to indemnify and hold Capital Building Society, its affiliates, and employees harmless from any claims, liabilities, damages, or expenses arising out of your violation of these Terms or misuse of our Services.

10. Amendments

We reserve the right to amend, update, or revise these Terms at any time. Any changes will be posted on our website, and continued use of our Services after such changes constitutes acceptance of the updated Terms.

11. Termination of Access

We may suspend or terminate your access to our Services without prior notice if we suspect fraudulent activity, violation of our Terms, or misuse of the platform.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Capital Building Society operates or where the service is rendered, without regard to conflict of law principles.

13. Contact Information

For questions or concerns regarding these Terms, please contact us:
Capital Building Society